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Keep your vehicle safe. Keep your passengers safe. Keep yourself safe.
As auto insurance advisors, we will work hard to answer any inquiries and questions that you might have about your auto insurance policy. We want you to know that we value your business, and we will endeavor to earn your trust by providing you with top quality services.
Legal requirements can vary from State to State. These are minimum coverage amounts required by States, however, simply buying the basic Bodily Injury or Property Damage coverage is, in most cases, not sufficient for protection.
This is the reason why you will need to consult your insurance agent on exactly how much protection you need while you’re on the road. Additional car insurance coverage may be necessary to adequately protect you from the financial repercussions of an unexpected accident, even minor ones.
Auto Insurance policies are designed to protect you from legal liability and other potential expenses in the event your car is stolen or damaged or you are involved in a car accident. Automobile insurance policies have designated limits on coverage for liability to others in the event you injure someone in an accident or damage their vehicle or other property. Auto insurance policies may also add coverage for medical bills for you or your passengers as a result of an accident, as well as providing coverage for your vehicles, if you choose.
Another very important part of automobile insurance is Uninsured and Underinsured Motorists coverage. Uninsured/Underinsured Motorist will cover you in the event you are involved in an accident and the other driver does not have any or adequate insurance. You may be protected by this coverage as though the other vehicle has the same limits as your uninsured/underinsured motorist coverage.
And lastly, let’s not forget about the value of Umbrella Insurance policies. Umbrella insurance policies offer extra coverage, and are necessary if you want maximum protection for your vehicle and assets in situations where the damages incurred by your vehicle exceeds the limits of your basic Automotive Insurance Policy.
So protect yourself, your vehicle, and your assets from medical bills, repair fees, attorney fees and other expenses related to a personal lawsuit between you and the victims of the car accident. Also, don’t forget to ask about supplementary car insurance coverages like Rental Car Reimbursement Coverage and Roadside Assistance Coverage.