Home Insurance

There is no denying the fact that for the majority of us our  most valuable asset in this world is our  home. Consequently, protecting our  home against risks through a homeowners insurance policy is one of the  best decisions we  will ever make. Because of the nature of the property covered, this type of policy is quite complex and as a result it is not advisable to enter into a contract before consulting a reliable advisor.  If you are about to purchase  a homeowners insurance policy, then there is no better place than through our agency. Allow us to work with you to determine the best coverages and policy to protect your very valuable assets.

Highly Trained and Qualified Staff

We have a  highly trained and experienced staff which you can rely on  to advise you regarding your  homeowners insurance policy. We will work hard to answer all your questions and .  strive to ensure that you do not enter a homeowners insurance contract without understanding  your coverages and policy limits.

Tailor made solutions to your needs

We acknowledge that no two homes are identical  in terms of what can or should be covered by a homeowner’s insurance policy. As a result, it is important to review each package to get one which specifically addresses your concerns. It is advisable to engage an expert who will assess your  situation and recommend the best policy to purchase. Do not ignore this crucial step before committing yourself to a homeowner’s insurance policy.

The Value of your home changes

The value of a home fluctuates from time to time and this necessitates updating your homeowners insurance policy. If your homeowners insurance policy is about to expire, it provides you with a great opportunity to update it. This will ensure it is in line with current market values and that any new circumstances can be addressed.

There are different types of Homeowners Insurance Policies

There are different types of homeowners insurance policies that can cover different risks and perils. There are basic homeowners policy that cover only specified perils such as Fire, Lightning, Wind, Hail, and Vandalism. There are also homeowners insurance policies that cover everything unless it is specifically excluded.  In addition, we can add coverages for specific items or needs  and higher limits of liability through endorsements to your homeowners insurance policy.  We will work with you to determine the best insurance policy for your needs and situation.