Motorcycle Insurance

Special equipment, special risks, and special drivers require a special policy.  You cannot cover your motorcycle under an automobile policy, but we do have some insurance companies that will “bundle” your motorcycle policy together with your regular automobile policy and homeowners insurance policy.

The insurance companies we represent offer policies for recreational toys such as boats, snowmobiles, all terrain vehicles and other specialty items.

Most states make specific motorcycle insurance mandatory, but even in states where it is not mandatory it is vital you carry the proper motorcycle insurance.Motorcycle insurance should cover any damage to your motorcycle or as a minimum your liability resulting from  your use of your motorcycle. If you have any questions, ask our insurance professionals to help you understand any insurance coverage you are considering. Failure to have the personal and uninsured motorists’ liability portion of your special motorcycle policy set at the correct levels could end up costing you a lot of money.  You may be able to purchase insurance online by yourself but we encourage you to allow us to work with you to  figure out the proper amount of coverage and make certain you are purchasing a policy that best fits your needs.

There are several important decisions to make when purchasing motorcycle insurance.

Protect yourself by carrying the correct amounts and types of insurance. We encourage you to determine the right limits for liability, medical payments to you and your passengers, the proper value for your motorcycle, and custom parts and accessories. Special add on accessories are not always covered in basic motorcycle insurance policies.