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There are many variables to determining a custom quote for coverage on your recreational vehicle.
- What type of “vehicle” do you own, and what is the frequency and duration of your use?
- Is it equipped with special accessories and equipment, like awnings and upgraded cooking facilities?
- What is your comprehensive, or “total loss” replacement value?
- Are you in need of “full-timer” coverage, or can you suspend coverage while your RV is kept in storage?
Motor homes are generally a substantial investment, much like your house. To many, their motor home is their primary, or secondary home. Either way, you must consider your motor home as your home away from home, even if for a short term. Just like your home or condo, you will need insurance to protect it from fire, flood, wind, theft, and other types of accidental and unforeseen damages. Additionally, motor homes require automobile-type liability and uninsured/underinsured motorists coverages.
RV’s called 5th wheels need coverage for both your truck and your trailer. Because a 5th wheel trailer that you pull behind a your vehicle differs from a coach that you drive, 5th wheel RVs are insured a little differently that motor coaches. Travel trailers can potentially be added to your automobile insurance policy or may need to be insured seperately. Many times this protection is very affordable.
Contact one of our agents today, so you can get advice on what types of additional coverage you will need for your Recreational Vehicle.